How It Works

Opp Loans is a marketplace service where clients' loan request are submitted to a network of participating lenders. Loan amounts range from $100 to $3000, but exact amounts may vary based on lender programs and state of residence. Not all lenders can provide up to $3000 and we can't guarantee that your request will be accepted by a participating lender.

Most lenders have the following requirements to be approved:

  • U.S. Citizen
  • At least 18 years of age
  • A bank account with direct deposit
  • A steady source of income

The whole process takes a couple of minutes. All you need is to fill out our secure online form and submit your request. Then you will be redirected to the lender's website where you can review all the details, including terms of your loan, rates and fees. You may exit the process at any step as you are under no obligation. And if you accept the terms, the lender will deposit the funds directly into your bank account.

Be sure to review our FAQ for more details.